Health Care

Many Roads to Divide and Conquer Healthcare

Published November 04, 2009 @ 06:05AM PT

Road Signs

Have you noticed throughout the healthcare reform debate that most everyone seems unable to see the forest for the trees? We get hung up on illegal immigrants, abortion, the disabled, the poor, the pre-existing conditions crowd, the young, the old, the military, the employed, the self-employed, the government-employed, retired union members, small businesses, and large businesses. So much minutia, so little time. What if didn’t have to be like this?

As we know, there’s a plan for everything. Over 65 or disabled? There’s Medicare and perhaps CLASS. In poverty? There’s Medicaid. Slightly over the poverty line? We’ve got an Exchange for you. Eligible child? Try S-CHIP. Employed? Let’s hope your employer offers one of the 1,300 high-cost private health plans. Self-employed or unemployed? Good luck with that, try the Exchange. Got a pre-existing condition? We’ve got a risk pool with a waiting list that you can’t afford anyway. Work for the government? You’re in luck – it’s got the widest selection of health plans available in the US! All this complexity and division puts patients themselves at a decided disadvantage.

Providers like hospitals and physicians actually have to get paid in the middle of this mess, and some of them have figured out how to game the system by exploiting the out-of-network and cash price loopholes. Most just muddle through with a giant administrative staff and aging accounts receivable. Others like Big Pharma and the medical device industry have used it to make a windfall. Most of all, though, the private insurance industry wins. Under all current legislation, they will continue to win. In fact, Republicans just submitted their 8-months-too-late “cost control” plan to completely hand over the healthcare industry to private insurers (fair access and prohibiting recissions are so last year, apparently.)

Meanwhile senators suddenly discover that private insurers don’t actually spend $0.87 per premium dollar on claims, like they’ve said. For individual and small business plans, it can be as low as $0.66. That means fully one-third of members’ premiums are not being spent on their care. Compare that to Medicare’s $0.97 spent per premium dollar; even adjusting for fraud and abuse, it couldn’t come close to the waste of private insurance.

We all know there’s a simple solution to this complexity and cost. It’s called single payer or Medicare for All. It was soundly smacked down at the beginning of this debate, and Kucinich’s state single payer amendment in HR 3962 is still in the balance as of this writing. Maybe just maybe the public that was initially so afraid of the supposed lack of choice (completely ignoring the plentiful supplemental plans that would have been offered in conjunction with it) is now seeing the lack of change AND choice that the current bills represent. We’ve been divided and conquered. Is it time to let Kucinich’s 4-page evolutionary amendment trounce the thousands of pages of House and Senate “survival of the sameness?”

Photo http://farm4.static.flickr.com/3282/2799180151_82e5bf8f72.jpg

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Comments (37)

  1. Michael Kirsch

    You are of course correct that there are serious issues in our health care system.  Keep in mind, that even if you accept the oft repeated statistic that we have 46 million uninsured, we are still covering 85% of the country.  While not ideal, many of the uninsured to get medical care.  Just because the system is flawed, doesn't mean we have to embrace a single payer government takeover of the system.  If this prevailed, it would extend medical medicrity across the country rather than strive for excellence.  Most of us already believe that Obama care will cost much more than they say and deliver less than they promise.  We are already seeing fuzzy math. See www.MDWhistleblower.blogspot.com under Health Reform Quality category for some balance and perspective.

    Posted by Michael Kirsch on 11/04/2009 @ 06:26AM PT

  2. Harold Lewis

    Please show us the medical mediocrity of not-for-profit and single-payer systems. http://www.photius.com/rankings/healthranks.html

    Show us how embracing health care as a right has diminished the health care systems of the other, modern industrialized countries.

    Show us how having too much government involvement has created runaway costs, less than universal coverage, and failed to motivate excellence.

    Obviously, the international standards have no bearing on your perspective and the weight of evidence takes a backseat to your economic dogma. In the words of our founding document, where is your respect to the "Opinions of Mankind"?

    15% left out is not admirable, even 2% of our nation, 6 million people, would be too many. What if only 1% of planes crashed or 1% of drivers were in fatal accidents or 1% of all houses burned down? Hey, we're still 99% good, right?

    The bills are bad because they fail to act from an ehtical and moral perspective. They cater to the profit motive and, therefore, increase our contribution to profits. There is no motivation for the access providers to control costs because they can profit without efficiency. There is no motivation for providers to control costs because their appetites reign over human dignity and compassion in our twisted and unique economic and social values.

    Posted by Harold Lewis on 11/04/2009 @ 12:27PM PT

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  3. Martin Bring

    The AMA has come out in support of the healthcare overhaul in the House...

    http://www.reuters.com/article/companyNewsAndPR/idUSWBT01330720091105

    Posted by Martin Bring on 11/05/2009 @ 11:21AM PT

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  4. Doris Vician

    The AMA, which only represents a small number of doctors, voted with the insurance companies who will not be touched by this bill.

    Posted by Doris Vician on 11/08/2009 @ 03:33PM PT

  5. Laurence  Lewin

    Health care is administered, traditionally, in the doctor-patient interchange, complicated of course, by third parties, endless formularies, gatekeepers, etc., etc.  It isn't easy to make a living, or pay off your educational debts, or even have a family life, if your mixture of private paying patients, private health insurance patients, Medicare, Medicaid or charity patients doesn't add up to a mix that ensures the viability of your practice.  

    But "mediocrity" is a fighting word!  I don't consider the demographic I choose to serve as deserving of mediocrity, and I choose to give them my best effort, and to fight, on their behalf, and on behalf of my concept of medicine as a profession, for the most cost effective medicine as is possible for every inhabitant of the United States.  I see that as an extension of my self-definition as a physician.

    What is proposed will cost more than current estimates.  It always does.  That's why Single Payer is a necessity, or at the least, non-profit insurance companies administering health care at cost, as in France and Germany.

    The inference that the system creates mediocrity ignores the responsibility of the individual physician to stand up to how he choses to practice, what he choses to earn from the practice of his skills, and how much effort he puts into advocacy for his patients and his profession. 

    Posted by Laurence Lewin on 11/08/2009 @ 06:25PM PT

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  6. Laurence  Lewin

    Michael - Your blog looks to be very, very interesting, and I hope to find some time.... I'm sure you can understand that ephemeral wish.... to read and learn.  Thoughtful writing from physicians is none too common, so I want to congratulate you for your endeavor, even before I attempt to digest (a sense of humor, I'm sure) and respond.

    Posted by Laurence Lewin on 11/08/2009 @ 06:32PM PT

  7. Rick Poore

    40% of insured people in this country have government insurance and even my dad who would vote for Nixon if he was exhumed admits it works pretty well.  I'm not advocating Medicare for all but I'm not convinced it our government could not run a single payer very well cutting 30% or so off care costs because of savings in administrative costs alone.

    Posted by Rick Poore on 11/09/2009 @ 11:08AM PT

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  8. Harold Lewis

    Rick,

    40% seems high but, yes, the track record of Medicare is sound and they cover the segment of the population running up the highest hospital costs.

    It's a relief to hear someone observing reality. We can build a better system or, at least, extend our successes in Medicare to all people.

    Posted by Harold Lewis on 11/09/2009 @ 11:36AM PT

  9. CherokeeGirl  for Change

    Michael, you said "Just because the system is flawed, doesn't mean we have to embrace a single payer government takeover of the system."

    I've discovered it's way more than flawed. As the good doctor says in this thread, they don't want to have to deal with the complexity of insurance billing, what's covered, what isn't. They have better things to do than push papers. You should agree since you claim to be striving for excellence.

    Please go to moneydrivenmedicine.org and watch the video. It will open your eyes the way it opened mine, that we need to get profit out of our healthcare. We need to do as well or better than other countries who are providing better care for less cost. That should appeal to your sense of competition. We are #37 in the world!

    Posted by CherokeeGirl for Change on 11/12/2009 @ 03:44PM PT

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  11. Harold Lewis

    Beautiful, Gillian! Well said.

    Posted by Harold Lewis on 11/04/2009 @ 12:28PM PT

  12. Michael Kirsch

    Harold, A pleasure to dialogue with you once again. We would all welcome your utopian society where every resident, legal and otherwise, could enjoy Rolls Royce health care, an Ivy League education, a job, prosperity and a happy life. This is not possible.  You seem so angry and admiring of other nations' health care, that I wonder if you were ever tempted to move.  You suggest that those who oppose Obamacare or single payer are immoral and unethical profit seekers.  Physicians must be quite different in your community than in mine.  My colleagues, by and large, work hard to help patients as best we can, and for the right reasons.  While I am not devoid of human frailties, I strive to practice medicine at the highest level of personal integrity.  Sure, I get paid for it, but that was always a secondary phenomenon in my practice.  Claiming that those of us who oppose Pelosi & Co. are ethically challenged is as absurd as the charge made against Democrats who opposed the Patriot Ac that they are less patriotic.  www.MDWhistleblower.blogspot.com

    Posted by Michael Kirsch on 11/04/2009 @ 02:14PM PT

  13. Lauren Serven

    Dismissing Harold's values as utopian is just about as silly as wondering if he were ever tempted to move. And I didn't hear him call anyone ethically challenged, rather he just stated his belief that health care is a human right, which it should be and unfortunately is not in this country. His comments speak to the issue of greed and a lack of concern for your fellow man . Your response seems quite harsh; could it be you have a guilty conscience?

    The reality IS that some providers have taken the bait presented to them from the medical paradigm created by the health insurers and they have contributed to the problem as well. In addition, patients who overuse the system and expect medical perfection from a profession that is not designed to deliver perfection also strains the system. Until we all wake up to the responsibility that wainbale system of health care we will never have it. Taking what we don't need, allowing health care to be reduced to a system of reimbursement rates, and not seeing the obvious need for a simplification of our system of health care administration are obstacles to real reform. Gillian is right and you would be wise to consider what she has to say. Harold is a champion for the people and your responses to him are offensive.

    Posted by Lauren Serven on 11/04/2009 @ 08:21PM PT

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  14. Harold Lewis

    Michael,

    Having visited your blogs, I see a lot of frustration on your part but not enough of it aimed at the parties which interfere with you and your patients. You seem to accept that there will be interference and you'd rather it be the accepted profiteers and not the government. Rest assured, the bills under consideration will not change that and they will, as you fear, add another party to the mix.

    "We would all welcome your utopian society where every resident, legal and otherwise, could enjoy Rolls Royce health care, an Ivy League education, a job, prosperity and a happy life. This is not possible."

    Nothing is perfect but, in my experience, in order to improve you have to set your goals high. If we aim for what ought to be, we will come closer than if we aim to settle. So, I don't expect everyone to have Rolls Royce healthcare but the clunkers have to taken off the road. The weight of evidence shows that, given a principle that health care is a right, nations develop better systems. The opinions of perhaps 75 -100 million American voters dead set against this principle does not hold up against the billions who acknowledge it.

    "You seem so angry and admiring of other nations' health care, that I wonder if you were ever tempted to move."

    This is my country, my people. I would not try to change it if I did not love it. I'll stand with Jefferson: "Dissent is the highest form of patriotism.", Murrow: "We must not confuse dissent with disloyalty. When the loyal opposition dies, I think the soul of America dies with it." What I cannot abide is the "my country right or wrong attitude" marketed as patriotism. To say that we are correct though we stand in the minority against the opinions of mankind because we are better because we are Americans is nonsense. I think Chesterson said it well: "‘My country, right or wrong' is a thing no patriot would ever think of saying except in a desperate case. It is like saying ‘My mother, drunk or sober."

    "You suggest that those who oppose Obamacare or single payer are immoral and unethical profit seekers." 

    First, let me say that I oppose what you label Obamacare as a tool of profit. Oppose it all you like. As to single-payer, the only parties threatened by single-payer are precisely those entities who would no longer receive their desired prices. That doesn't mean they will not cover costs and make a good living as they do in nations which have such systems. If desired price is all that stands between a person in need and care, then it is immoral denial of human rights and desire for profit that is the problem.

    "Physicians must be quite different in your community than in mine.  My colleagues, by and large, work hard to help patients as best we can, and for the right reasons.  While I am not devoid of human frailties, I strive to practice medicine at the highest level of personal integrity."

    I am very happy with my primary physician and firmly believe that primaries are short-changed, underpaid in our system. The value of primary care in easing costs up the line is demonstrated in the nations which top the WHO's list. They know that they cannot bear the social cost of poor primary care. Our system is driven by high-cost treatment.

    I am sure that you and nearly all other physicians are performing wonderfully. But the system is not the sum of physicians. It extends to the research supporting their methods, best practices, hospital care, pharmaceuticals, patient education, facilities management, surgical practices, and the means at patients' disposal to avail themselves of services. None of this will be improved on under the bills in Congress. All they've accomplished is keeping everyone in the system, patients and doctors, in their places, subservient to higher desires for profit and not the welfare of our society, the rights of all people.

    You ought to despise not the government's, our common and collected, involvement in health care but the government's betraying it's proper role and colluding against our common and collected interests in supporting profit over people. What I want, what I will fight for, is a single-payer system where there is no broker between us and needed care.

     

    Posted by Harold Lewis on 11/05/2009 @ 07:08AM PT

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  15. Michael Kirsch

    Harold, I am convinced from our prior communications that you are motivated for the right reasons.  Jefferson is a heroic figure for me also, but I am sure we are both aware that he suffered from deep moral lapses and behaviors.  It is easy to be selective when presenting supportive viewpoints.  While there is greed in every industry, except perhaps in a convent, attacking too broadly offends honest and honorable practitioners.  How was I to interpret your comment:  "There is no motivation for providers to control costs because their appetites reign over human dignity and compassion in our twisted and unique economic and social values."  As you have kindly visited my blog, you know that I am not a 'tea party' attendee or Sarah Palin devotee. I do my best to serve as a spirited patient advocate providing medical care as best I can. You suggest that we set the bar at an ideal level, with the hope that we can approach it.  I have no quarrel with this, but do believe it has a 'utopian' aroma.  It is also reasonable to strive for what is achievable, rather than what would exist in an ideal world.  With regard to health care as a right, you know from my blog that I have struggled with this issue, and did not offer a firm rejection of the premise  that health care is a human right.  For me, it is a more complex issue that it is for you.  I'm more interested in extending actual health care than I am extending a right to health care.  If you have no insurance, you would rather have medical coverage than simply a right to it.  I am quite sure that we want the same outcome, but perhaps by different pathways.  I realize that this is a liberal blog site and I hope that a diversity of opinion is welcome. www.MDWhistleblower.blogspot.com

    Posted by Michael Kirsch on 11/05/2009 @ 12:54PM PT

  16. Lauren Serven

    Extending health care will never occur unless we extend the "utopian notion" that health care is a human right. Even if the pure sciences there exists "ideal" laws, theories that advance knowledge and result in physical realities. We live in  society that represents the "ideal" of democracy. I think we really have to ask ourselves what is  more important, what expands the purpose, what is a better expression of our humanity: democracy or capitalism. Capitalism is a system that helps sustain our market and allows democracy to (hopefully) flourish. We are currently experiencing and witnessing a reversal of this relationship and as a result people are suffering. Michael, I think this is really the issue here and it is manifest in every facet of our society and government. Until we truly awaken to the fact that people are being brutally used as a means to an end we will all suffer the consequences. You strike me as a thinking person and that is rare in this age. Don't let anyone tell you "it can't be done". Most of what is good in this world and the advances in science have originated in the minds of men and woman who have been told, "it can't be done". 

     

    The world needs all kinds of people; those who dream, those who do, and those who do both. We all advance when we give honest unbiased appraisals to a social hypotheses. The data for profit driven health care administration is not favorable towards supporting the vision of a sustainable system of health care funding. A medicare for all type public option is a commonweal approach that has a very good chance of working. We are not letting it happen because a particular industry feels threatened.  This industry has done nothing to afford Americans affordable, equitable health coverage. We need to limit their power and influence in the market because it is actually now killing people. Changing the rules on them while allowing them to retain market share is not the reform that will solve people's basic problem of affordability. 

    Posted by Lauren Serven on 11/06/2009 @ 05:02AM PT

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  17. Harold Lewis

    Well, if my aspirations are utopian, then I guess all of the EU is living a utopian dream while I'm stuck in this nightmare.

    Michael, I only want what is attainable. Other nations have attained higher because their fundamental goals are different. Rather than persist in trying to get the right results out of an idea which has failed to deliver in this or any nation, I'll go with what works. This is where I think our pathways diverge.

    I will accept objective evidence that private, for-profit insurance in the American mode works somewhere in a modern industrialized nation to provide universal access to a top-notch system of care. We're past time to talk about what COULD work or COULD make it work when we have before us a world of solutions that DO work.

    If our founders feared to shake the world and upset the given order, we wouldn't be here. We do them a great honor by facing the need for deep reform and social changes.

    Posted by Harold Lewis on 11/06/2009 @ 07:39AM PT

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  18. CherokeeGirl  for Change

    God forbid we aim for Utopia, for crying out loud. That would be just too "socialist". (sheesh :)

    Harold, don't you change a thing, you are thinking correctly, it's the only way to get where we want to go, to dream of it, envision it, and make it real.

    Posted by CherokeeGirl for Change on 11/12/2009 @ 04:14PM PT

  19. Reply to thread
  20. Karen Suter-Allsman

    Harold and Michael are to be commended on their very enlightened discourse.  It's a pleasure to read both sides of the same issue.  I would like to comment on what Michael holds as a Utopian ideal, which actually exists in Switzerland, where everyone (100% of the people) have medical insurance and it is affordable. I moved to the US in 2007 after living in Switzerland for 20+ years and I think that is was a mistake. I refer you to the article below.  I would also like to mention that education in Switzerland is free through University.  My daughter was in Medical school there and we paid $600 per year for her costs.  Books were extra.

    I will add that in Europe the taxes are higher in order to cover these costs but in reality the cost to society is a lot cheaper in the long run.  No one goes bankrupt from medical bills.  I would rather pay a bit more in taxes so that I could have a lot more in my wallet in the long run and have much lower medical costs to me and society as a whole.  Society is a lot healthy also in the long run so this also cuts costs to society as a whole.

    The article below does not mention that long term care is also included and not when the person is down to the last $2000 or when they cant do all three of the required acts of dressing, feeding, and going to the bathroom by themselves.  The Swiss fought a hard battle in 1994 to change their insurance to this new one and now its difficult to find anyone who would want to go back to how it was.  Yes maybe this is Utopian for US citizens who are offered a poor excuse of health insurance here.  I at least can go back there but you have to accept what is given to you.

     

    The Swiss system is very similar to what the people in Washington have, that is a large choice of 90 private insurance companies to choose from which keep the costs down due to competition, and the insurance companies are not for profit.    There is a basic plan which covers everyone. 

    Healthcare in Switzerland From Wikipedia, the free encyclopedia

    Healthcare in Switzerland is regulated by the Federal Health Insurance Act of 1994. Health insurance is compulsory for all persons resident in Switzerland (within three months of taking up residence or being born in the country). International civil servants, members of permanent missions and their family members are exempted from compulsory health insurance. They can, however, apply to join the Swiss health insurance system, within six months of taking up residence in the country.

    Health insurance covers the costs of medical treatment and hospitalisation of the insured. However, the insured person pays part of the cost of treatment. This is done (a) by means of an annual excess (or deductible, called the franchise), which ranges from CHF 300 to a maximum of CHF 2,500 as chosen by the insured person (premiums are adjusted accordingly) and (b) by a charge of 10% of the costs over and above the excess up to a stop-loss amount of CHF 700.

      Compulsory coverage and costs

    Swiss are required to purchase basic health insurance, which covers a range of treatments which are set out in detail in the Federal Act. It is therefore the same throughout the country and avoids double standards in healthcare. Insurers are required to offer this basic insurance to everyone, regardless of age or medical condition. They may not make a profit off this basic insurance, but can on supplemental plans.[1]

    Regulations also restrict the allowable policies and profits that a private insurer may offer, as noted by healthcare economics scholar Uwe Reinhardt in a review in JAMA. Reinhardt writes that,

    "To compete in the market for compulsory health insurance, a Swiss health insurer must be registered with the Swiss Federal Office of Public Health, which regulates health insurance under the 1994 statute. The insurers were not allowed to earn profits from the mandated benefit package, although they have always been able to profit from the sale of actuarially priced supplementary benefits (mainly superior amenities).

    Regulations require "a 25-year-old and an 80-year-old individual pay a given insurer the same premium for the same type of policy..Overall, then, the Swiss health system is a variant of the highly government-regulated social insurance systems of Europe..that rely on ostensibly private, nonprofit health insurers that also are subject to uniform fee schedules and myriad government regulations."[2]

    The insured pays the insurance premium for the basic plan up to 8% of their personal income. If a premium is higher than this, then the government gives the insured a cash subsidy to pay for any additional premium.[1]

    The universal compulsory coverage provides for treatment in case of illness or accident (unless another accident insurance provides the cover) and pregnancy. Health insurance covers the costs of medical treatment and hospitalisation of the insured. However, the insured person pays part of the cost of treatment. This is done:

    by means of an annual excess (or deductible, called the franchise), which ranges from CHF 300 to a maximum of CHF 2,500 as chosen by the insured person (premiums are adjusted accordingly);and by a charge of 10% of the costs over and above the excess. This is known as the retention, and is up to a maximum of 700CHF per year (excluding medication).

    In case of pregnancy there is no charge. For hospitalisation, one pays a contribution to room and service costs.

    Insurance premiums vary from insurance company to company(Ger. Krankenkassen, Fr. caisses-maladie, It. casse malati), the excess level chosen (franchise), the place of residence of the insured person and the degree of supplementary benefit coverage chosen (dental care, private ward hospitalisation, etc.).

    In 2009, the average monthly compulsory basic health insurance premiums (with accident insurance) in Switzerland were:[3]

    CHF 322.86 for an adult (age 26- years)CHF 258.52 for a young adult (age 19-25 years)CHF 76.36 for a child (age 0-18 years) [edit] Private cover

    The compulsory insurance can be supplemented by private "complementary" insurance policies that allow for coverage of some of the treatment categories not covered by the basic insurance or to improve the standard of room and service in case of hospitalisation. This can include dental treatment and private ward hospitalisation which are not covered by the compulsory insurance.

    As far as the compulsory health insurance is concerned, the insurance companies cannot set any conditions relating to age, sex or state of health for coverage. Although the level of premium can vary from one company to another, they must be identical within the same company for all insured persons of the same age group and region, regardless of sex or state of health. This does not apply to complementary insurance, where premiums are risk-based.

    [edit] Organization

    The Swiss healthcare system is a combination of public, subsidised private and totally private systems:

    public: e. g. the University of Geneva Hospital (HUG) with 2,350 beds, 8,300 staff and 50,000 patients per year;subsidised private: the home care services to which one may have recourse in case of a difficult pregnancy, after childbirth, illness, accident, handicap or old age;totally private: doctors in private practice and in private clinics.

    The insured person has full freedom of choice among the recognised healthcare providers competent to treat their condition (in his region) on the understanding that the costs are covered by the insurance up to the level of the official tariff. There is freedom of choice when selecting an insurance company (provided it is an officially registered caisse-maladie or a private insurance company authorised by the Federal Act) to which one pays a premium, usually on a monthly basis.

    The list of officially-approved insurance companies can be obtained from the cantonal authority.

    [edit] Hospitals

    Main article: List of hospitals in Switzerland

    [edit] Statistics

    Healthcare costs in Switzerland are 10.8% of GDP. Out-of-pocket healthcare payments average US$1,350.[1]

    [edit] External links Federal Office of Public HealthExpat advice on Swiss healthcare [edit] References ^ a b c Schwartz, Nelson D. (October 1, 2009). "Swiss health care thrives without public option". The New York Times: p. A1. http://www.nytimes.com/2009/10/01/health/policy/01swiss.html?pagewanted=all^ Reinhardt, Uwe (September 8, 2004). "The Swiss health system: regulated competition without managed care". JAMA 292 (10): 1227-1231. http://jama.ama-assn.org/cgi/content/extract/292/10/1227^ Federal Office of Public Health (September 29, 2009). "Average compulsory basic health insurance premiums by canton for 2009/2010 (with accident insurance)". Federal Office of Public Health. http://www.bag.admin.ch/themen/krankenversicherung/00261/index.html?lang=de&download=M3wBPgDB/8ull6Du36WenojQ1NTTjaXZnqWfVpzLhmfhnapmmc7Zi6rZnqCkkId9fHZ9bKbXrZ6lhuDZz8mMps2gpKfo.

     

     

    Posted by Karen Suter-Allsman on 11/05/2009 @ 08:23PM PT

  21. Michael Kirsch

    Harold and Lauren, It is clear that we agree on what matters. We all desire a system where all inhabitants of the world could have access to decent health care.  Indeed, there is no daylight between us on this issue. The challenge is how we can approach this idea, realizing that we cannot achieve it.  We would need a fortune of money, political cooperation from world governments and organizations, medical capacity to provide these services and various stakeholders in the medical establishment who would be prepared to sacrifice their own interests and livelihoods to serve the greater good.  Not exactly a slam dunk. www.MDWhistleblower.blogspot.com

    Posted by Michael Kirsch on 11/07/2009 @ 04:54AM PT

  22. Lauren Serven

    A good place to start (because remember, we have people UNABLE to feel SAFE going to a doctor for FEAR of financial ruin) would be to open up Medicare for anyone who wants to BUY IN. Yes, thats right, a robust PO is a good place to start to see if we can have this wonderful idea of a public private partnership or if Single Payer is the way to go. 

     

    Do we need to reform the way care is delivered, the crap we allow in our foods, the shitty air, the lack of time for people to devote enough time to their physical well being to even exercise???? Do we need to educate the population? Yes, of course we do. Health is more than just patching a broken fence post, but when people cannot access medical care because of finances AND because that situation is promoted by huge corporations who as far removed from the patient and provider than you could possibly imagine, then Doc Mike, something is horribly wrong.

     

     

    When you see a person bleeding, you apply a tourniquet. We need to stop this bleeding. We CAN institute immediate changes to protect PEOPLE while we take a bit longer to figure out "the best way". And the best way may change as time goes on, maybe it needs to be designed to be more dynamic. But we will never know if we allow the interests that have profited from the system and who are literally controlling the system to continue to treat human life as a means to an end.

     

    If people have to pay a large amount to a private insurer and then the taxpayer will be subsidizing that premium......am I the only one getting that??

     

    Reform doesn't have to cost so much. It will if we insist on keeping the private for profit guys in the game and the fact that our legislators have bent over backward doing so is absolutely frightening.

    Posted by Lauren Serven on 11/09/2009 @ 10:11AM PT

  23. Gillian Hubble

    Lauren--No, you're not the only one who gets that we'll be handing over our wallets to the private insurance industry. That this status quo is where legislative deliberation starts is very frightening.

    http://healthcare.change.org/blog/view/faulty_math_in_cbo_senate_healthcare_bill_analysis

    Posted by Gillian Hubble on 11/09/2009 @ 11:00AM PT

  24. CherokeeGirl  for Change

    well, thanks for that info, I'm adding Sweden to my "country's to defect to" list. :)

    Posted by CherokeeGirl for Change on 11/12/2009 @ 04:21PM PT

  25. Reply to thread
  26. Laurence  Lewin

    Harold, Lauren, Karen, and MOSTLY MICHAEL:  The search for utopia is well covered by T.R. Reid, in "The Healing of America: A Global Quest for Better, Cheaper, and Fairer Health Care." Every country with Universal Coverage has made the ethical decision to strive for the best health care for its citizens.... ALL of its citizens.  There are many ways to get there.

    Michael harbors the notion that quality must suffer because the resources are inadequate to provide quality for everyone. Industrialized Europe has come a long way to dispelling this theory, and if longevity were the sole test, Japan is practically there.  

    Our wonderful country is the outlier.  More spent, less achieved.  Time for change, Michael, and it will cost us doctors, too.  But, there are the professional satisfactions we enjoy.  Certainly, there are many who wouldn't do what we do for 20% less income.  But we do have our professional satisfactions, don't we? 

    Posted by Laurence Lewin on 11/08/2009 @ 07:15PM PT

  27. CherokeeGirl  for Change

    Thanks to you, good Doctor, for speaking up today.

    Posted by CherokeeGirl for Change on 11/12/2009 @ 05:45PM PT

  28. Michael Kirsch

    Dear CherokeeGirl,   I suspect that your reference to the 'good doctor' was to Laurence and not me. All of us desire the same outcome. Those who advocate a European model may soon approach this if Obamacare is passed and develops toward a single payer system.  I am skeptical that is will deliver on its promises.  I expect wild cost overruns and underperformance of the health care system.  As for removing profit from medicine, why stop with my profession?  Why can't we extrapolate your argument to all profession who work for profit and face potential conflicts of interest?  Lawyers?  Accountants? Car repairmen? Retailers? Dentists? Businessmen? Venture capitalists? 

    Posted by Michael Kirsch on 11/12/2009 @ 06:18PM PT

  29. CherokeeGirl  for Change

    Doctor Kirsch, that's an excellent question. We have public and private universities, and I think that serves our country well. We have parks and libraries and other valuable services provided to us, not to mention the National Parks, which we all share.

    As to profit in our care, I am a new zeolot for Single Payer, because I see how profit in our care is KILLING PEOPLE. Is that important to you and do you see the distinction between that and lawyers?

    I must admit, your question has me thinking. I would say that if the profession provides services to the public good, and that profession abuses their monopoly and harms people, when they show that the dollar is valued more than the human, THEN I think all we have to turn to is the government.

    I guess you could say that I look at it this way. Your fear of government takeovers and Obamacare (which is a disrespectful term, btw, to progressives) is the same as my very real and present fear of large corporations hurting our people. I guess that's the bottom line for me.

    We already have federal funding for Lawyers for low income people, thank goodness. Are you against that too?

    Posted by CherokeeGirl for Change on 11/13/2009 @ 09:57AM PT

  30. Laurence  Lewin

    I have always been ill at ease with the notion that I am profiting from the illness of others, but, indeed, I am.  The living I earn is a fair living in my eyes, and I don't feel that I've achieved the material comfort that I have in a zero sum game.  Always, I've known what I should or shouldn't do relative to patients, because I've been guided by what is probably a pretty strict interpretation of my membership in a profession.  My conduct has been filtered by the notion that I am entrusted with knowledge to be used to the benefit of my patients, and that I must not exploit their illness for my material gain, yet I should be appropriately rewarded for my work on their behalf, even when the result falls short of what the patient and I would like to see achieved.

    Lawyers, accountants, car repairmen, dentists should have, and the best of them, do have, similar ethics, but probably have fewer conflicts or concerns about profiting from their interactions with me.  In that sense, medicine is something special, and to the extent that I can interact with those in my profession who share my values, it is extremely rewarding.

    It is very frustrating to share a profession with physicians who sell vitamins for an ungodly profit, or refer their patients for tests to laboratories they own, on what might be a greater frequency than they would be ordering those tests if they didn't receive a return from them.  It isn't difficult for me to filter out self-interest at the expense of my patients.

    Retailers, business men and venture capitalists.... well, buyer beware!  But do we want to bathe our egos in the salve of respect, such that we can say with a straight face, "Trust me, I'm a doctor."  

    I suspect that Michael really knows the answer to the questions he asks.  And who is responsible for the ethics of other people or professions?  We must begin with ourselves?

    And this fear of government that permeates our society!  WE are the government, and we can change the government, and the government is not the enemy.  If the government runs a health care system, it will not be running it to make a profit for its CEO, or its stockholders.  Is it so hard to understand that man is a social animal, a herd animal, and that we develop societies for the benefit of our species, and that Darwinian law is modified by our ongoing attempts to extend justice to all members of our group, and that we should not hoard material wealth at the expense of members of our society who are less fortunate.

    In a time of material wealth, are not all members of our society entitled to medical care that preserves their life and health?  Is that not the First Question?  If the answer is "No," then medicine has lost its role as a profession, and it is a guild, its practitioners, technicians.  Then, the market is an appropriate arena for competition for material reward.  But that isn't what motivates the vast majority of physicians when they begin the long path to their professional status.

    I can't be anyone but an advocate for affordable Universal Health Care, and I can't avoid learning from the experience of the industrialized world.  A for profit health care system is unjust, and when we attempt to bring justice to it, it becomes unsustainable.  Rationing is a fact of life, but rationing on the basis of a for profit health industry ignoring those who can't pay for it... well, that is very Third World!  For the Third World, it's not a choice.  For Americans, it is a choice!  An ethical choice.

     

     

    Posted by Laurence Lewin on 11/13/2009 @ 04:36PM PT

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  31. Michael Kirsch

    Luckily, I keep posting here, otherwise the comments would be be rather homogeneous. First to the CherokeeGirl, it is becoming more and more clear that you are hostile to capitalism, an economic system that encourages profit. To Laurence, I feel a kinship with your view of medical ethics.  I too object to medical practitioners - or anyone - taking advantage of the consumer by selling products and services that are not truly needed.  Excessive medical care, for profit or for other reasons, has troubled me greatly in my 20 yr career. 

    I suppose that one response to these ethical misadventures is to regulate actions and behavior.  This would be the Rep. Pete Stark approach, whose career is a series of 'Thou shalt nots' directed to the medical profession.  The more 'utopian' approach is to select and train ethical physicians whose rectitude will guide them to do what is right.  I think it's preferable to have an ethical physican than one who is forced to behave ethically by external forces.  Sure, this is an ideal view, but many other commenters on this post are proudly striving for the ideal. www.MDWhistleblower.blogspot.com

    Posted by Michael Kirsch on 11/13/2009 @ 06:43PM PT

  32. Laurence  Lewin

    If the profession of medicine is recognized as something special within the society, with requirements that go beyond the conducting of this profession as a business, that it is a sacred trust, a responsibility to be upheld by its practitioners, even to some financial sacrifice, then a new approach is required.  The students who enter this profession must be screened not only for their intellectual ability, but for their ethical commitment.  The spirit of the Hippocratic Oath needs to be resuscitated.

    The responsibility of government is to make medical education affordable to this ethically elite cadre and to expand its presence to a dominating position in the medical profession.

    In my utopian view, physicians educated and supported economically (allowed to have families at an age that approaches their contemporaries, and to work hours that permit enjoyment of other aspects of life) would owe an appropriate number of years to society.  They would go, for a time, to where they were needed, to ensure that health care was available where it is not.  This would not necessarily be the military or the Public Health Service, but a civilian non-profit, integrated with the resources that these communities would need.

    Removing the profit without rationalizing the educational process and the costs incurred would defeat the goal of affordable Universal Health Care.  Physicians, as valued members of society, should not have to take a vow of poverty, and society should be able to take a physician's word that the treatment he proposes is purely in the patient's best interests.  

    Posted by Laurence Lewin on 11/15/2009 @ 06:59AM PT

  33. Michael Kirsch

    Laurence, I read your thoughtful post.  Quite utopian!  With regard to your comment, "physicians educated and supported economically (allowed to have families at an age that approaches their contemporaries, and to work hours that permit enjoyment of other aspects of life) would owe an appropriate number of years to society.  They would go, for a time, to where they were needed, to ensure that health care was available where it is not. ", might this not apply to every college student who has rec'd financial aid?  I am in earnest about this.  Most college kids today have their education subsidized.  Should they also be required to give back to society in return?  Indeed, we could make a case that every citizen should have a service obligation, but particularly those who have enjoyed discounted education.

    Posted by Michael Kirsch on 11/15/2009 @ 02:12PM PT

  34. Laurence  Lewin

    Michael,

    When I attended UCLA from 1953 through 1958, my education was well and truly subsidized.  I seem to remember something like $75 a semester and that included the Associated Student Fees and tickets in the football rooting section.  There is still an education to be had at UCLA for less than at a private university, but the fees are considerably higher.  Parents often subsidize or partially subsidize college educations, but there is an industry built around extending loans to students.

    I did not discuss the notion of national service, but I'm all for it, for a variety of reasons, for I think that citizens owe something to their fellow citizens, and service is more of a commitment than paying taxes.  I believe we all have an obligation to serve our fellow man, and this is one very constructive way.  I see it as a privilege of citizenship, or residence.  

    Posted by Laurence Lewin on 11/15/2009 @ 04:49PM PT

  35. Michael Kirsch

    Laurence,

    We agree.

    MK

    Posted by Michael Kirsch on 11/15/2009 @ 05:40PM PT

  36. CherokeeGirl  for Change

    I'm not hostile to capitalism. Except for the fact that I put hundreds of thousands of dollars into a startup organic coffee bar. That's how much I believe in capitalism. We would of made it too, had a 30% in only 11 months, even when a new Raleys and Starbucks opened across the street. It was when Ralph's Market closed next door that our business slid. We were a new business and couldn't take that hit. 6 months after they closed we closed and I lost everthing. So don't preach to me about capitalism. It's a slanted field towards large corporations. It took me months to even get anyone to rent a decent spot to me. I had to settle for the mall that they knew was closing, but neglected to mention it to me.

    So, you go ahead, Mr. Kirsch and worship your corporate masters, You do your thing, and I'll do mine.

    Posted by CherokeeGirl for Change on 11/17/2009 @ 11:36AM PT

  37. CherokeeGirl  for Change

    Michael, by "Laurence, we agree" can we take that to mean you are now converted to being a single payer advocate?

    Won't you join 75% of the doctors polled and support a public option at the very least?

    Aren't you tired of insurance getting between you and your patients?

    Join www.madashelldoctors.com today and get on the right side of history.

    Posted by CherokeeGirl for Change on 11/17/2009 @ 12:10PM PT

  38. Reply to thread
  39. CherokeeGirl  for Change

    Doctor Lewin, I'm so glad you are here and thanks for taking the time to write such a heartfelt and honest post. :)

    Posted by CherokeeGirl for Change on 11/13/2009 @ 04:59PM PT

  40. rick Poore

    Beautifully said.  

    I do not understand how the same people that trot out their patriotism at every opportunity have profound distrust of their government while willingly putting the lives of their families at the mercy of the insurance industry whose only responsibility is to their stockholders.  I must keep pushing.

    Posted by rick Poore on 11/13/2009 @ 05:05PM PT

  41. CherokeeGirl  for Change

    I liked Dr. Lewin's post so much, I sent it to the whitehouse mailbox. Maybe they'll listen. :)

    Posted by CherokeeGirl for Change on 11/13/2009 @ 05:32PM PT

  42. Reply to thread

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Author
Gillian Hubble

Gillian Hubble is owner of Actively Fused, a consulting and healthcare advocacy firm, and a partner in KDG, a business development firm.

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