Health Care

Why Does the House Push Off Full Reform Until 2013?

Published July 15, 2009 @ 08:01PM PT

It is the single most frequently asked question I get about the new House bill, HR 3200:  why doesn’t it make its major push to expand coverage until 2013?  The top two bullet points on the House bill’s summary call for the creation of a Health Insurance Exchange and a public health insurance option.  Yet according to a document obtained by The Treatment’s Jon Cohn, those elements won’t be open for business until Year Four.  What’s going on here?  And what can we expect to get right off the bat to make the health care we currently have better for the insured and uninsured alike?

My own guess is that we’re looking at two real problems of U.S. health care at work – one policy based, the other political.

The policy reason for delaying before opening up a Health Exchange where the uninsured and small businesses alike could purchase standardized, transparent and comprehensive plans – and where all businesses would be able to purchase plans by 2015 – reflects the state of our workforce, and the experience of Massachusetts.  Giving everyone coverage does not guarantee there are adequate physicians, health care providers and facilities.  In fact, we know there’s not -- shortages, particularly in primary care, are noticeable even today.  Massachusetts, for all of its physician density, had rather lengthy wait times for a doctor’s appointment even before it pushed its reform.  But once hundreds of thousands of people suddenly had coverage and began calling around, it could no longer be ignored.

The same is true of the U.S. as a whole – particularly if the legislation pushes primary care and prevention as much as the House bill, we’re going to hit a real snag waiting for enough primary care providers to tend to the 37 million+ who suddenly have coverage.  Looking at the accomplishments scheduled for 2010-2012, they focus disproportionately on provider development:  eliminating the SGR fix in Medicare;  increasing primary care reimbursement for Medicare and Medicaid; more funding for the National Health Service Corps for primary care; and jump-starting the programs designed to increase our supply of doctors and nurses are all Year One (2010) priorities.  Even the items unrelated to workforce development all have to do with delivery system reform.  Community health centers get their investment right away, since they’re going to be important in the delivery of care in rural and out-of-hospital settings.  Administrative simplification by regulation and Health IT start up right away.  Programs to ramp up preventative care start right away.  In fact, the delivery system reforms are the only piece of the puzzle that would all get accomplished in year one! Given the years that it takes to develop primary care doctors and even nurse practitioners, that still won’t be enough time.  But any head start is a necessary one to prevent a dysfunctional disconnect between supply and demand.

And let’s be real about the political reality – these are also the immediate reforms that will most likely be noticed and appreciated by those who are quite happy with their insurance coverage, but would like to see their health care improve and become cheaper.  Seen in this light, instituting regulations against rescissions in Year One also make sense.  Year Two regulations requiring all insurers to spend a minimum at least a fixed percentage on medical care makes sense.  And, unfortunately, so does pushing off the regulations against discrimination against pre-existing conditions and out-of-control individual rating until Year Four.  The number of people affected by the last category of regulations is much smaller than those who will notice and appreciate the first two.

Of course, there’s one other political consideration that may be at work – and it has nothing to do with the improving the delivery system.  Many have speculated that the timeline is back-loaded to keep the major costs and the CBO score down – no subsidies for insurance until Year 4 means the budget projection is only for 6 years of subsidies, not 10.  That doesn’t entirely make sense to me just because most of what does get accomplished in the intervening years will itself be very expensive.

I have another theory.  From the minute I heard the 2013 timeframe, I immediately remembered possibly the most memorable question from the Democratic presidential debates of 2007 – when the late, great Tim Russert asked all the candidates if they would commit to having all troops out of Iraq by 2013.  The year is the same.  Of course, it’s the year after the next Presidential election, and one in which a successful re-election campaign could also lift Democratic majorities in Congress.

We won’t know how likely that is until 2011-2012.  But this is a Congress that lived through the messy, years-long implementation of Medicare Part D, widely derided as a fiasco.  They don’t want to be running for re-election in 2010 while setting up a large bureaucracy like the Health Exchange, particularly if the hopes of reformers proves more accurate than the CBO estimate and people make a beeline for the public health insurance plan.  And as we learned last time, the presidential race really starts the year before, which would be 2011.  If you think I’m being too cynical, look at the proposed accomplishments for 2012.  It basically translates to “we’ll tinker with Medicare a little bit, but not so anyone would notice.”  It’s also the only year where only one stinkin' accomplishment will be attempted.

Of course, the robust nature of the Exchange, its regulations against private insurance within and without, the competition for the public plan, the employer mandate, the individual mandate, small business credits, etc. will cause an explosion of change in 2013.  In 2015, any business can buy from the Exchange.  In 2018, all employer-based insurance will have to be as good as what’s offered in the Exchange, and we’ll finally truly have a national standard for health care benefits where your level of coverage won’t have anything to do with whether your insurance is public or private, from your boss or from your Uncle Sam.  This is still the most robust bill that has a chance to pass Congress this year.

But it’s ironic that for the first three years, the benefits will disproportionately go to those who already have coverage.  It’s especially ironic that so many of these folks are the same people who look at something like the public plan and ask, “What’s in it for me?”

(Photo credit:  AlaskaTeacher on Flickr.)

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Comments (66)

  1. robin stelly

    -- In 2015, any business can buy from the Exchange.--

    What am I missing?  The way I read it, the expansion of access to the Exchange is up to the discretion of the Commissioner based on, it looks like, the Exchange Access Study.

    Re: waiting until 2013

    What the heck will Obama and the Dems run on if it's all put off until after the election?  And they won't have put a dent in the number of uninsured.  According to this chart,(http://issuu.com/thenewrepublic/docs/house_tricomm?mode=embed&layout=http%3A//skin.issuu.com/v/light/layout.xml) that's 50 million people (and only increasing by 1M b/t 2010 and 2013?!) shut out.   They must be counting on the insurance industry to make some obvious improvements as they prepare for the public plan to start to roll out.   If people aren't feeling better about their health care situation re: affordability of coverage and care, then Obama and the Congress are going to have a very tough row to hoe.

     

     

    Posted by robin stelly on 07/15/2009 @ 08:33PM PT

  2. Timothy Foley

    The expansion is, as you say, tied to the Exchange Access Study.  The likelihood that expansion is a foregone conclusion is pretty darn high.

    If there are people out there who do not have coverage equivalent to what you can get in the Exchange, then the Commissioner can open up the Exchange.  If the public plan is really so hot and public coverage is as good and affordable as single-payer advocates and other countries have maintained for years, then the answer will be an obvious, "Yes, there are people outside the Exchange who don't have coverage as good as what's offered in the Exchange," at which point it will be open to all businesses.  If the entire private insurance industry has transformed itself overnight into a universal best value for all Americans that's as good or better as what's offered in the Exchange, then the Exchange won't be opened. 

    This will probably be the same year the Cubs win the World Series.

    The description of the Exchange Access Study is less than a page long -- there aren't any obvious strings attached to it.

    Posted by Timothy Foley on 07/15/2009 @ 10:18PM PT

  3. robin stelly

    Well, we should at least call it what it is, which is a trigger.

    Posted by robin stelly on 07/16/2009 @ 10:15AM PT

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  5. Carla Rautenberg

    Single payer advocates have never maintained we could save money or improve healthcare quality with a strictly limited "public" plan operating as just one option in the unregulated cafeteria of private, for-profit, cherry-picking insurance companies that masquerades as a healthcare system in this country.

    The very idea is absurd.

    Equitable, cost-effective, high-quality healthcare requires ONE publicly funded, publicly accountable system that covers everyone, truly spreading the risk and permitting global budgeting. It's true that some countries are able to achieve this with a blend of private and public insurers, but those countries are capable of business regulation, and we clearly are not. 

    Posted by Carla Rautenberg on 07/16/2009 @ 06:59AM PT

  6. Harold Lewis

    Perfect!

    Posted by Harold Lewis on 07/16/2009 @ 07:11AM PT

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  7. B. Spoon

    We need a uniter, not a divider.

    Posted by B. Spoon on 07/17/2009 @ 08:05AM PT

  8. Jason Jaytheman

    Carla, please justify your statements with concrete evidence of "cherry-picking insurance companies that masquerades as a healthcare system in this country"

    My insurance paid for a $25K operation and I only paid $450 out of pocket with Pacificare.  Did you buy insurance from a bum, driving around town with stickers on his window?

    I have real evidence of private insurance WORKING for me.  Where is your evidence of a majority of citezens insurance NOT working for them?

    What Insurance company?  What was denied?

    Posted by Jason Jaytheman on 10/09/2009 @ 08:01PM PT

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  10. Harold Lewis

    So, there are so many distressed, underinsured people that the floodgates will open with critical cases that need to be handled right away, or people just don't WANT to wait a few weeks for an appointment?

    Let's not confuse a predisposition to immediate gratification with need. And, if there is such need, we cannot wait.

    I think the real reason there's a delay is to give the insurance/ financial sector a soft landing and time to put on some lipstick.

    We can bailout the fat cats overnight, we can go to war ill-prepared, we can ram through a major bankruptcy, we can make the rules as we go with political prisoners, we can protect Wall St from the consequences of their actions. We'll even have some business-friendly form of new financial "regulations" in place this year or shortly thereafter.

    But we can't have full coverage and better care right away. Might distract from the tasks of power and money. Nothing new, nothing surprising. At least the insurance companies can walk away shouting "Yes, We Can!"

    Posted by Harold Lewis on 07/16/2009 @ 07:27AM PT

  11. B. Spoon

    The single payer bill in the house (HR-676) would take 15 years to implement, so perpetrating the concept that anyone is talking about doing anything overnight is misinformation.  NO one is talking about pulling any rug out from under the health insurance industry, but the industry will contimue to shred our safety nets (for which we pay dearly) just when we need them most, in a heartbeat.

    Posted by B. Spoon on 07/17/2009 @ 08:11AM PT

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  12. Harold Lewis

    Agreed. So, how do we get the kind of rapid action on our behalf that the government took to protect the fortunes of those at the top?

    Posted by Harold Lewis on 07/17/2009 @ 08:37AM PT

  13. Harold Lewis

    BTW - My congressman wants me to know that the decision to cover everyone is a bad idea, that most Americans reject it and that the degree to which governments are involved in other countries ruins their healthcare services. That's why ours' are so much better. One of the sources of data for his arguments is in this Quinnipiac poll that suggests to me, if nothing else, that many Americans need to be treated for multiple personality disorder: http://thepage.time.com/quinnipiac-university-national-poll-on-public-insurance/

     

    Posted by Harold Lewis on 07/17/2009 @ 09:05AM PT

  14. jean paskalides

    Single payer would take 15 years to implement? That's too long. Just lower the Medicare age to one hour and cover everyone overnight.

    Posted by jean paskalides on 07/18/2009 @ 06:03PM PT

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  15. Debi Walker

    Very well said.  We give, give, give to the government which in turn gives, gives, gives to Big Business and when we want the gov't to stand up to the Fat Cats on behalf of the people, suddenly our country is too overspent, too gov't regulated, and heaven forbid we attempt to apply a 'social reform' for the health of our country because that word seems to dredge up the all fearing 'Socialistic' and (gasp!) 'Communism' ideals up for all those tormented by the cold war.  Talk about a trigger!

    Posted by Debi Walker on 07/29/2009 @ 06:41PM PT

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  17. Richard Forrest

    Let's do some very simple math, the U.S. healthcare system now offers adequate care to 252 million Americans and the Democrats want to expand it to 300 million Americans without expanding the number of doctors and nurses.  A 19% increase overnight.  Universal Health Care has failed throughout the western world and it will fail here for all the same reasons.  Canada and England have caps on doctor incomes to control costs which has resulted in fewer people going into the profession while the populations have increased.  Also, please note that the top two medicines that we use in chemotherapy to treat colon cancer are not available in Canada - not because of any health restriction, but because they're too expensive!  Also, the incidence of colon cancer in Canada is 25 percent higher. Why? Because there's a 4-month wait for a colonoscopy. And when you get the colonoscopy, it's not read by a [gastrointestinal specialist] but by an internist or sometimes by a nurse practitioner, and they miss about a fifth of the polyps that ultimately become cancer.

    Keep the government OUT of the private sector.

    Posted by Richard Forrest on 07/16/2009 @ 09:25AM PT

  18. Timothy Foley

    Your argument really only works if you ignore Austalia, New Zealand, South Korea, Japan, Taiwan, Singapore, Germany, Netherlands, Switzerland, Italy, Greece, Sweden, Denmark, France, Norway, Spain...

    Here's a hint:  there are more countries in the Western World than Canada.  All of them pay less per person than we do on health care.  All of them have higher life expectancies, lower infant mortality rates, lower obesity rates, lower instances of chronic disease overall (not just picking the one type of cancer that makes your case best), higher use of primary and preventative care when they need it -- and yes, that includes just comparing those of us *with* coverage compared to those in their country with coverage.

    It's a shallow argument, to say the least.  If you have to ignore most of the Western World to make your argument, it's probably not worth making.

    Posted by Timothy Foley on 07/16/2009 @ 09:39AM PT

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  19. Harold Lewis

    Well, Tim, you beat me to it. Making Canada a punching bag as if that's our only alternative falls short.

    I would rather boast that my country has the "best" and not just something "adequate" and I would not call the exclusion of 50 million Americans a price to pay to keep providing the rest with "adequate" care.

    It would also be interesting to know the definition of "adequate" since the WHO ranks our system below Costa Rica's.

    BTW - keeping government out of the private sector gave us the failures of Enron, AIG, GM, Chrysler, debt-based derivatives.

    Posted by Harold Lewis on 07/16/2009 @ 10:11AM PT

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  20. Martin Bring

    And yet Canadians voted Tommy Douglas the greatest Canadian of all time.. go figure.

    http://en.wikipedia.org/wiki/The_Greatest_Canadian

    Posted by Martin Bring on 07/16/2009 @ 10:35AM PT

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  21. B. Spoon

    And people who end up far sicker than they would/should be had they had access to preventative care cost FAR more and use FAR more medical care.

    Is it smarter to treat diabetes, or wait until eyesight, limbs and kidneys are lost?  Do we stop asthma and rheumatoid arthritis in their tracks, or allow them to progress into devastatingly debilitating illnesses?  (Don't even ask me about cancer.)

    How long do we want our wait persons, hair dressers, store clerks, child care workers, etc. walking around speading those nagging coughs before they are able to see a doctor?

    And what if those nasty uninsured people end up taking our space in an ER with their gosh-darned preventable emergencies just when we need them most?

     

    Posted by B. Spoon on 07/17/2009 @ 08:20AM PT

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  22. Petar Simic

    From my personal contacts, I can testify that Canadian system is in fact much better then what we got here.

    If you (Richard F.) want to trade horror stories why not share some well documented ones from the dark human-mass alleys and 50-million-people-wide cracks of the US private insurance system? It is all well documented, books have been written about it, documentaries have been made about it, each of your neighbors has few horror stories to tell you about it. Like, can't get heath insurance once you get sick, get dropped from coverage just as you get sick, loose coverage shortly after you loose job and get sick, file for bankruptcy and loose your family because you get sick, etc. The lies about Canadian system spiced with random propaganda phrases such as: "Universal Health Care has failed throughout the western world", are just part of the propaganda war that is waged from inside on the American people. It comes right from the Health Insurance Industry Play Book.

    No, we don't have to make a business opportunity from every human misery. Eliminating the middle man (private insurance) who adds nothing but takes away 30c of every health care dollar makes economic and any other sense. What we have now is not a free market, it is a free profit hunting season on peoples health, highly protected market which makes no economic or public sense because the incentives are wrong and more the "competitors" more fragmented their power is to lower the cost where the real cost comes from, and more incentives they have to cherry pick and deny the coverage as the only practical way to increase their profits.

     

    Posted by Petar Simic on 07/19/2009 @ 12:34PM PT

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  23. Mary Ann Thompson

    If its about healthcare then why does the CEOs make so much money? Its by denying healthcare to the average person paying their preuims. Live long enough and you will have a preexsisting condition. Insurance dictates to the doctors how to practice medicine ask your doctor. They can give you only 15 mins at the office because they are not only seeing those in the office but hundreds throughout the day if they want to make a living. Insurance is about greed not health. Watch sicko and please don't ever get sick in america. The number one reason people file for bankruptcy medical bills.

    Posted by Mary Ann Thompson on 07/25/2009 @ 05:33PM PT

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  24. Jane  Rodriguez

    Mary Ann Thompson- your comments are realistic and true.  But, if you have government insurance (which is definitely not free, folks) you're lucky to see the doctor for 15 seconds.

    Posted by Jane Rodriguez on 07/25/2009 @ 09:48PM PT

  25. Carla Rautenberg

    Jane Rodriquez--is that what people on Medicare tell you? The folks over 65 who are covered by government insurance (Medicare) have been very happy with it for the last 44 years. I don't think they would be pleased with it if their doctors only saw them for 15 seconds.

    Posted by Carla Rautenberg on 07/26/2009 @ 06:22AM PT

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  26. Jane  Rodriguez

    Hi, Carla-

    Did you talk with every person over 65 who has Medicare?  If you conducted a scientific study, I would be interested to know the details.  Yes, I have talked with numerous people who have Medicare, to answer your question.  Also, I have talked with many people with disabilities and people with terminal illnesses.  I can also speak from personal experience.  The regulations probably differ between states, but where I live doctors are limited in their time (and treatments ?)provided for Medicare patients.  Many doctors have stopped taking Medicare- leaving Medicare insured people without health care- because of so many regulations and paperwork.  It's simply not worth their while.  I can not speak for all Medicare beneficiaries and neither can you, but everyone's personal experiences are valid.

    Posted by Jane Rodriguez on 07/26/2009 @ 04:49PM PT

  27. Jane  Rodriguez

    On the issue of Medicare:  Some of their customers like it and some of them don't, probably.  That is likely true of any very large insurance.   But, to figure out this health care reform puzzle, I think it's important to ask ourselves this question:  Why is uncle sam cutting away at least half a trillion dollars from Medicare to finance health care reform?  Doesn't it seem contradictory that they are promising to develop a "public plan", yet drastically cutting back on an already existing "public" insurance?  Think about it.

    Posted by Jane Rodriguez on 07/26/2009 @ 05:29PM PT

  28. Debi Walker

    FYI - A colonoscopy is a real-time diagnostic and screening procedure.  It is performed by a gastroenterologist and is not "read" later.  The doc performing the colonoscopy may take photos during the procedure for future reference.  And unfortunately there is a currently a large proportion of the US population opting out of getting screening colonoscopies due to lack of insurance coverage and poor public health outreach, which leads to more people with colon cancer diagnoses that may have been prevented by screening.

    Posted by Debi Walker on 07/29/2009 @ 06:33PM PT

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  30. robin stelly

    Also, nobody is suggesting doing anything "overnight".  Suggesting so is part of the slow-down argument that makes no sense.  I can't find a timeline yet in the HELP bill (the public plan is still under discussion according to the summary) and the House bill waits three years to do anything - and it's a small move when they make it.

    Posted by robin stelly on 07/16/2009 @ 10:20AM PT

  31. Timothy Foley

    It's actually unusual to include an explicit timeline.  The operating assumption most of the time when you're creating a new agency or benefit is, "When it's ready..."

    Hence the language on the community health insurance option includes no time determination.  When the Gateways are up, when the provider network has been created, then it gets offered.

    Posted by Timothy Foley on 07/16/2009 @ 11:09AM PT

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  33. Martin Bring

    Tim,

    Could you put all the above in an easy-to-read timetable?

    Posted by Martin Bring on 07/16/2009 @ 10:41AM PT

  34. Timothy Foley

    I would just use the document from the House committees, as posted by Jon Cohn:

    http://issuu.com/thenewrepublic/docs/timelineforhealthreform/3?mode=a_p

     

    The "turn the page" interface takes some getting used to, but the document itself is very easy-to-read.

    Posted by Timothy Foley on 07/16/2009 @ 11:07AM PT

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  36. Harold Lewis

    So, it would seem we wait until 2013 for insurance companies to restrict their onerous premiums for people at risk and to shed the exclusions for pre-existing conditions. Even then, they're allowed by the government to discriminate based on age.

    However, the government requires that all individuals participate in the program or face a penalty. Is it Constitutional to mandate that all participate in an age-discriminatory program or face consequences?

    The Health Exchange and, therefore, public plan is closed to people with employer-provided coverage. Such employer-provided coverage has until 2018 to come up to speed. Am I reading this right? 10 years grace period to get with the program?

    Finally, in 2015, our Health Choices Commissioner can expand our choices and open the exchange.

    It seems to me that the only choice not available is one that challenges the for profit healthcare industry. I feel like a vegetarian and trying to choose from a menu of meat entrees.

    Many of the reforms are well-intended and I see the possibility for progress but I'd rather see fixes instead of funding to influence direction and I'm worried about the "experts" on the Health Benefits Advisory Committee. 

    Posted by Harold Lewis on 07/16/2009 @ 03:10PM PT

  37. B. Spoon

    Look for the three little words "modified community rating" in the 1000-plus page bill.  If they are there, then it is a sham.  This phrase means the insurers will still be able to discriminate against sick people by rating them up.  "Guaranteeed Issue" protection is meaningless without honest (not fake) "Commumity Rating".  It's the only loophole the insurance industry needs.

    Posted by B. Spoon on 07/17/2009 @ 08:28AM PT

  38. Harold Lewis

    Those words do not appear. Section 113 contains the basics of the rating rules. What do you think?

    Posted by Harold Lewis on 07/17/2009 @ 08:49AM PT

  39. B. Spoon

    I think that both a 1000+ page bill written in language no ordinary person can understand, plus that has the support of the AMA, make me wary....but I checked and that exact phrase does not appear (yay).  From the testimony I heard on C-SPAN, it appears as if age and number within a family may be the only two reasons for paying higher rates.  One republican congressman seemed upset that "slobs who don't take care of themselves" would not have to pay more.  Another congressman pointed out that a person who takes care of himself but develops epilepsy, or has a child with diabetes, also would not have to pay more.  Ending legal discrimination against sick people (no matter why they are sick) would be a very good thing and a huge step forward.

    Posted by B. Spoon on 07/18/2009 @ 06:54AM PT

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  41. William C. &  Janet S. Reynolds

    Folks, nothing is ever going to CHANGE until greed, apathy and accumulation and control of the resources are stripped from the psyche of homo sapiens which has existed since the advent of time.  We will still be rattling on for years over the issues.  Focusing on this particular one of healthcare, politicians and big business are only interested in preserving the status quo while the rest of us on the lower end of the pecking order are left to our own devices, but not until they have made certain our pockets are empty.  We are squeaking by on S.S. and enrolled in Medicare which for $100.00 per month pays 80% and our supplemental for an outrageous $400.00 per month is only obligated to pay 20%.  One would think that the latter would be adjusted comensurate with the percentage but oh, no, not ever.  Calls to the carrier, regulatory agencies and representatives resulted in either we are not to blame or like it or lump it.  All the fervor in order to come up with a plan to insure us all with quality affordable insurance in a hurry before recesses or trips to the Caymans is going to result in absolutely nothing.  Mr. Lewis' post yesterday was accurate.  We can afford to continue with war efforts and corporate welfare checks which, if diverted, would set us all up with the greatest standard of living known to mankind.  Why, healthcare premiums would be given as much regard as picking up ones daily newspaper.  My goodness, is that the "S" word?  Of course, just as usual attack all of the entitlement programs, cut services, charge each of us for every breath of air.  That's the solution.  I'm a Wizard!  Everyone have a nice day if that's possible.

    Posted by William C. & Janet S. Reynolds on 07/17/2009 @ 12:18PM PT

  42. Jane  Rodriguez

    Hello, William and Janet-

    I agree with you completely.  The question is, now that the greedy big interests are drowning in debt and have looted social security, how are they going to keep feeding their greed addiction?  Think about it.

    Posted by Jane Rodriguez on 07/26/2009 @ 04:58PM PT

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  44. jean paskalides

    The real problem is campaign and election reform. until we get publicly financed campaigns/elections and instant run off voting, we will never have a government responsive to the needs of the PEOPLE. We can shout and organize until we are blue in the face, but in the end money motivates. Get the corporate money out and the need to get campaign money from day one in office and we will have a chance to get our country back from the corporate masters.

    Posted by jean paskalides on 07/17/2009 @ 01:47PM PT

  45. Carla Rautenberg

    Of course, the corruption of our electoral campaign process is the root of the problem. You are 100% correct!

    However, having worked very hard, myself, to get the issue of publicly funded campaigns out in front of the citizenry, I have to say it makes advocating for single-payer healthcare a relative cake-walk.

    People literally say to me: "Yeah, I know you're right about campaign finance reform. And I just don't care! I can't get excited about it." Smart, educated people. They simply don't make the connection on a gut level. When their friends and relatives suffer or die for lack of healthcare, they definitely get that. But they don't understand that Americans are actually suffering and dying because we do not publicly fund our campaigns. Yet it is true.

    And instant runoff voting? Dream on. Whew! I feel enough like Sisyphus as it is!

     

     

    Posted by Carla Rautenberg on 07/17/2009 @ 07:21PM PT

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  47. Mary Richards

    Who are these people so against universal/public option or single payer healthcare?  Thank God I live in Massachusetts!

    My brother five years ago had a brain tumor.  Via Commonwealth Care he had the tumor removed promptly in a wonderful hospital and today is doing very well.  My daughter, unemployed, also has a condition and receives excellent care from a doctor in Cambridge.   The care they recieve is as good if not better than what I receive from my private BCBS insurance.  Commonwealth Care does not disqualify you because of preconditions.  Neither wait any longer than I do for a doctor appointment.

    Those of you fighting the public option - should they both be suffering or dead today?

     

     

    Posted by Mary Richards on 07/18/2009 @ 07:12AM PT

  48. Jane  Rodriguez

    Your state's public health care arrangement sounds good according to what I have heard from you.  Maybe the rest of the country can learn from it if it really is that good.  I do wonder, though, if your relatives had gotten the same kind of medical treatment if they were elderly, poor or disabled.  Someone pays the bill and that is exactly the issue which our government is grappling with right now.  We need to look beyond the trees and see the forest.

    Posted by Jane Rodriguez on 07/26/2009 @ 05:38PM PT

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  50. Mary Richards

    Carla:

    Not only does Massachusetts have the best healthcare in the US, our favored senator Kennedy has been pushing for national healthcare since 1972 - that will be his legacy when it happens.  Our Congressman Tierney is on the commission with Dennis Kucinich passing the legislature yesterday to have single payer an option in each state.   Those of us in Massachusetts are on board with single payer (or if necessary at least a public option).   The cost will pan out over time with the savings to medicare and preventive care.  I never hear talk here of getting rid of our Commonwealth Care.

     

     

    Posted by Mary Richards on 07/18/2009 @ 12:49PM PT

  51. Carla Rautenberg

    "I never hear talk here of getting rid of our Commonwealth Care." -- That's great, I'm very glad to hear it. Maybe I can get my loved ones to move to Massachusetts with me!

    Here in Ohio, things are pretty bad. We have a single payer bill in the legislature, but there's no evidence it will ever have the votes to pass. Kucinich of course is a national leader on single payer and I know about his amendment that passed the committee yesterday. But it's amended to the 1,000 page HR3200, and the overall bill is very far from being passed. It's also far from being true reform.

    Posted by Carla Rautenberg on 07/18/2009 @ 01:30PM PT

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  52. jean paskalides

    at least Kucinich managed to get a provision in the fed. bill that would allow states to enact universal single payer at the state level if they want it. We have one in the legislature too in Illinois, but it is not likely to get passed anytime soon. My understanding was that the Mass. plan was dropping all LEGAL immigrants from the program. How enlightened! :(

    Posted by jean paskalides on 07/18/2009 @ 05:58PM PT

  53. Jane  Rodriguez

    How are the "staggering deficits" of publicly/privately funded Mass. health care going to get paid?

    Posted by Jane Rodriguez on 07/26/2009 @ 05:48PM PT

  54. Jane  Rodriguez

    "savings to Medicare" and "preventive care"???  I assume you are referring to the "cost savings" which are being touted by uncle sam and the big industries involved.  Do you have any REAL idea of exactly where the half a trillion dollars from Medicare are going to come from?  You see, the country has the same problems that Mass. has re: health care- namely, "staggering deficits" *in the words of Carla Rautenberg).  These "cost savings", as the big players like to call it, is also referred to as "rationing".  Can you expain, in facts, exactly how it will be implemented?  Maybe you should find out.  Re: Preventive care:  It has been proven that it would not be worth the price it would cost.  There is no justification for it.  I am not opposed to public health care, but I am in favor of fixing the present public health care system first.  It is horribly broken.  I am also in favor of fiscal responsibility on the part of every U.S citizen.  I am opposed to paying for any proposed public health care plan by cutting back existing insurance benefits to elderly, disabled and terminally ill people.

    Posted by Jane Rodriguez on 07/26/2009 @ 06:19PM PT

  55. Petar Simic

    Jane claims:"Re: Preventive care:  It has been proven that it would not be worth the price it would cost.  There is no justification for it."

    What exactly do you mean by "proven"? Reference please.

    Jane writes: "I am also in favor of fiscal responsibility on the part of every U.S citizen. "

    You mean like - you get sick, sorry pal, you are on your own, it is your fiscal responsibility to pay for it???

     

     

    Posted by Petar Simic on 07/26/2009 @ 06:34PM PT

  56. Timothy Foley

    I do.

    You seem to suggest that it's impossible to remove any money out of Medicare without a patient being denied something.  That's clearly not the case.

    1.)  Reimburse Medicare Advantage plans at 100% per beneficiary cost instead of 114% (in short, stop subsidizing private insurance just because it's private.)

    2.) Reducing reimbursement for digital imaging, given that the current rates presumed that the machines would only be used 50% of the time.  Similarly, change physician reimbursement rates to bring primary care into parity with specialist care.  (http://healthcare.change.org/blog/view/medicare_payments_a_second_front_on_health_reform)

    3.)  Shift towards long term care and home care and away from institutionalization as a default.  Those who actually need insititutionalization should get it.  Those who don't and would prefer another, cheaper option should get that.  Also, they'd be much happier from a quality of life perspective.  (http://healthcare.change.org/blog/view/some_honest-to-god_impressive_ideas_on_funding_health_care)

    4.)  Productivity adjustments in payment rates.  Not actually rationing since it's accross the board -- it's just good accounting.  (http://www.whitehouse.gov/MedicareFactSheetFinal/)

    The short version -- trim back federal subsidies for large corporations, be they insurance companies, pharmaceutical companies, or medical device companies, where the subsidy isn't making us healthier -- they're just making the industry more profitable.  The majority of Medicare and Medicaid patients should not notice the difference.

    You're welcome to think a larger conspiracy is at play, but the proposals do not seem to fit your theory.

    Posted by Timothy Foley on 07/26/2009 @ 06:34PM PT

  57. Jane  Rodriguez

    Tim, politics is about competing interests.  Health care reform is a perfect example.  Your view is blatantly very limited.  You have provided an excellent example in your latest post.  I'm not sure who it was directed at, since it did not specify, but it is a laundry list of medical practitioners' opinions based strictly on their views.  It is unfortunate that in the case of health care reform, so many of the parties are so consumed with greed that they can't even consider the viewpoints of others.  I would not call the health care reform dialogue a "conspiracy" as you do, and I don't know of any one on this thread who has a "theory" as you accuse.  It's so sad that you're knowledge of this issue is so limited. 

    Posted by Jane Rodriguez on 07/26/2009 @ 07:26PM PT

  58. Timothy Foley

    It took me long enough to write my comment that someone popped in before me.  I was writing in answer to "Do you have any REAL idea of exactly where the half a trillion dollars from Medicare are going to come from?"

    My answer was "I do" -- and I laid out the proposals that are on the table.  These aren't really my ideas -- they're the proposals that have been made by those in Congress and the White House.  I rather think most medical practitioners will wish some of these reforms won't happen -- particularly practitioners who do a lot of image scans.

    Could you please clarify where you believe additional cuts to Medicare and Medicaid would come from?  And possibly provide links, as I did?  If my knowledge is so limited, please enlighten me, as well as the rest of the folks on this thread.

    Posted by Timothy Foley on 07/26/2009 @ 07:35PM PT

  59. Jane  Rodriguez

    Peter:

    It appears that you are very confused.  You directed your comment to the general audience, but then asked questions which appear to be directed to me specifically.  But, despite your confusion, I will answer your questions and hope that they will not be misinterpreted.  First, you questioned my position on single payer.  You ask if it is good or bad.  That's a very "black and white thinking" question.  Like the broader issue of health care reform, it is complex.  But, since you obviously prefer simplicity, I will say that GENERALLY I am in favor of it.  In fact, I stated that clearly in an earlier posting.  And, by the way, it is unfortunate that very often in these threads, people either take one extreme or the other instead of sharing ideas, exploring problems and discussing solutions.  Before you label me as either "Pro-public plan" or "Against public plan", let me add that I QUESTION (AS DO OUR CONGRESSPERSONS, THE GENERAL PUBLIC, ETC.) NOT ONLY HOW IT WILL BE PAID FOR, BUT THE SPECIFIC PROPOSALS WHICH HAVE BEEN PRESENTED SO FAR.  If we were given honest, detailed information in that regard, I would unquestionably support it.  However, right now, there are many unaddressed issues.  Why are we not being given the answers to the issues?  Your question re: preventive care concerns whether or not it would be cost effective.  The information I have received states that it would not.  I receive a great deal of information re: health care reform and do not always keep track of the exact source, although I'm almost positive that this was in a MSNBC article and I'm certain it was from a very credible source. So, I hope that I have cleared up at least some of your confusion.

    Posted by Jane Rodriguez on 07/26/2009 @ 08:01PM PT

  60. Petar Simic

    Jane, if you want to take a position that is contrary to a common sense and sounds very much like a talking point from the Prevent-Reform-At-All-Cost-Industry Playbook, such as your claim :" Re: Preventive care:  It has been proven that it would not be worth the price it would cost.", your use of terms "rationing", "individual responsibility", "cost", etc. which are well known red-button-code-words from the above mentioned book, you need to provide a credible reference. Otherwise, your reputation will suffer. As far as your reference being some article on MSNB, are you sure it was not on FOXTV?

    However, all this arguing is not important since you say that you "GENERALLY" support a Single Payer!? Ok, I got a few Single Payer petitions for you,  I am sure I will see your name there:

    http://healthcare.change.org/actions/view/i_demand_congress_and_the_president_enact_single_payer_universal_health_care

    http://healthcare.change.org/actions/view/join_senator_sanders_petition_supporting_single-payer_health_care

    http://healthcare.change.org/actions/view/tell_congress_we_want_single_payer_health_care

     

    Posted by Petar Simic on 07/26/2009 @ 08:49PM PT

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  61. Jane  Rodriguez

    Peter:  What a shame that you resort to threats and sleazy accusations.  It portrays an ugly picture of the people behind the universal health care cause.  I do not agree that my "position . . is contrary to common sense".  That doesn't make sense.  I am not familiar with the "Playbook" or FOXTV.  Apparently, you are not familiar with all of the information on health care reform which has been put out by MSNBC.  It sounds like you read a lot of propaganda.  What makes you think 1) that your extreme bullying tactics could possibly be effective, and 2) that I would sign petitions for someone who makes so many false accusations, treats others abusively and makes bizarre threats?  I am, in fact, at this point, not at all sure that I would favor universal health care.  It sounds like maybe it is promoted by a bunch of real extremist bullies.

    Posted by Jane Rodriguez on 07/26/2009 @ 09:18PM PT

  62. Petar Simic

    Wow...I hope your comment was well considered.

    As far as your support for universal health care, it looks like it was rather thin...

     

    Posted by Petar Simic on 07/26/2009 @ 09:37PM PT

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  63. Reply to thread
  64. Mary Richards

    Dropping legal immigrant proposal is not final - can't see how it could be at all 'legal' to exclude tax paying legal immigrants!  I would guess it has to do with people that are moving to Massachusetts for the healthcare.   

     

     

    Posted by Mary Richards on 07/18/2009 @ 07:11PM PT

  65. Mary Richards

    Massachusetts is not dropping all legal immigrants - that was a threat but they are working a way to cover those here for 5 years and that were already covered.   Deval Patrick is also passing that even illegal immigrant's children can go to state college at resident cost.

    The public healthcare for the people that don't qualify or can't afford private insurance is great in Massachusetts (called Commonwealth Care).  When I lost my job, I put my daughter on it and she kept her same doctors - gets the same attention and care that the private insured patients get and the same wait for an appointment.   It is actually a better plan that what I get from Blue Cross (I wasn't eligible for it since I had Cobra) and the pharmaceutical is cheaper co-pay then mine.   Every citizen should have that option.  The public option is based on your inome - some might pay $900 a month but someone making below a certain amount pays nothing.  The notion that if you have public option or a ideally a single payer that suddenly you don't get to see your doctor or for only 15 seconds is so untrue - they are not talking about turning all doctor's offices into clinics.  Getting rid of the big insurance companies would cut the cost drastically - $600 million for the CEO of Blue Cross - who needs that?

    Posted by Mary Richards on 07/26/2009 @ 04:09AM PT

  66. Jane  Rodriguez

    I have had Medicare reimbursed medical appointments in which I was seen by the doctor for 15 seconds, and I don't see where you folks get the idea that your claims are more valid than other people's personal experiences.  I can understand believing in  cause, but it seems that some people can not engage in constructive discourse, to put it mildly.  Shame on you.

    Posted by Jane Rodriguez on 07/26/2009 @ 09:38PM PT

  67. Timothy Foley

    Hi Jane--

    In regards:  "I have had Medicare reimbursed medical appointments in which I was seen by the doctor for 15 seconds"

    I have had private insurance reimbursed medical appointments in which I was seen by the doctor for 15 seconds.

    I think that means there's a lot more to reform than who pays -- a fact I think we're all agreed upon.

    Posted by Timothy Foley on 07/26/2009 @ 10:05PM PT

  68. Reply to thread
  69. Carla Rautenberg

    It's kind of interesting to me that so far, Tim Foley and I seem to be the only people on this blog who are willing to show our faces along with our opinions.

    Just a thought. I, for one, would love to have some company on this score.

     

    Posted by Carla Rautenberg on 07/26/2009 @ 05:06PM PT

  70. Mary Richards

    how do we know that is your face?

    Posted by Mary Richards on 07/26/2009 @ 05:15PM PT

  71. Jane  Rodriguez

    Excellent point, Mary.

    Posted by Jane Rodriguez on 07/26/2009 @ 05:50PM PT

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  72. Timothy Foley

    You mean Martin Bring isn't actually a little Viking?

    Posted by Timothy Foley on 07/26/2009 @ 06:36PM PT

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  73. Reply to thread
  74. Petar Simic

    Jane Rodrigues seems to be agreeing with everybody here except she does not seem to agree with anything anybody says here.

    How about a Single Payer system, Jane, is it a good idea, and if good, do you support it?

    And how about this quote by a blogger from Huff Post - agree?:

    "If I had lived in the U.S. instead of Canada when I became ill, my parents would have faced a choice between paying for my incredibly expensive treatment or watching me die."

    And since you claim you have been Obama supporter, what exactly part of the Obama Health Care plan did you support? 

     

    Posted by Petar Simic on 07/26/2009 @ 06:26PM PT

  75. Jane  Rodriguez

    Peter:  I am not familiar with the personal story in the Huff Post which you refer to.  Since, according to you, it is a personal story, and one with which I am not familiar, there is no issue of agreeing or disagreeing.  I'm not even sure what you are getting at, although there seems to be an implication by the blogger that the health care system in another country is superior to that of the U.S.  There are, I'm sure millions of personal accounts that would agree with that and millions of accounts that would disagree.  As I have stated before, I am in favor of a public plan IF IT PROVIDES EQUAL QUALITY OF CARE FOR EVERYONE.  I have not seen or heard anything which states that- and I have been very politically involved in this issue for years.  I do have reason to believe the contrary.  This is an issue which I think that we should all take a very serious look at.  It will effect each and every person in this country.  Another of your questions, Peter, was about my support of President Obama.  If you will look back at my statement, you will see that I supported and contributed to his election campaign.  As far as his health care plan, re-read this comment.  And by the way, maybe you should ask yourself why some of the big industries involved in this are in such a big hurry to push through the health care reform?  And, why the general public is not getting much information from the people who will be most effected by the health care reform (the poor, elderly and disabled).

    Posted by Jane Rodriguez on 07/26/2009 @ 08:29PM PT

  76. Reply to thread
  77. Carla Rautenberg

    Yes, that's a very interesting point, Mary and Jane. It's reassuring that you are so astute. I'm actually an undercover CIA agent.

     

    Posted by Carla Rautenberg on 07/26/2009 @ 06:31PM PT

  78. Jane  Rodriguez

    Carla, what do pictures and CIA have to do with health care reform?

    Posted by Jane Rodriguez on 07/26/2009 @ 08:37PM PT

  79. B. Spoon

    Jane said, "I am, in fact, at this point, not at all sure that I would favor universal health care.  It sounds like maybe it is promoted by a bunch of real extremist bullies."

    The real extremist bullies are the health insurers who are denying, killing, disabling, bankrupting, price-gouging and terrorizing innocent Americans who get sick and need the opposite of all that. 

    Posted by B. Spoon on 07/27/2009 @ 05:12AM PT

  80. Mary Richards

    If we get single payer or universal healthcare in the US, we don't need Medicare so the cost of Medicare is irrelevant.

     

    for those with a problem with Medicare:

    Celebrate Medicare’s 44th Birthday by showing Congress and President Obama the people, unions, doctors, nurses, seniors, faith groups, and Americans of every stripe support a single-payer system.

    As President Obama says, “We must build on what works and leave out what doesn’t.” Medicare has
    successfully provided care to seniors and people with disabilities for almost half a century. Medicare is a truly American-made system that other health care systems around the world have since been modeled after. With little over 3% administrative overhead, we must look to this American solution to our health care crisis.

    The best way to save this system is to expand it and make it a truly single-payer system by removing the for-profit interests.

    Polls consistently show that the public supports a Medicare for All system, and 59% of physicians support it. In the face of inadequate reform to our health care system, we want Congress to make sure our voice is heard.

    The Leadership Conference for Guaranteed Health Care is launching a rally and lobby day on Thursday, July 30th in Washington DC with concurrent actions around the country to bring this message to Washington DC and the Congress.

    Posted by Mary Richards on 07/27/2009 @ 12:09PM PT

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Timothy Foley

Tim has been an online organizer and blogger on health care policy for the Obama for America campaign (during the primaries) and currently for the Committee of Interns and Residents/SEIU Healthcare, a labor union for intern and resident doctors. Views expressed here are Tim's, and don't represent the positions of CIR or SEIU.

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